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	<title>Comments on: My sister, age 57, was disabled 2 years ago because of COPD. How can she find health benefits asap?</title>
	<atom:link href="http://copdlungdisease.com/my-sister-age-57-was-disabled-2-years-ago-because-of-copd-how-can-she-find-health-benefits-asap.html/feed" rel="self" type="application/rss+xml" />
	<link>http://copdlungdisease.com/my-sister-age-57-was-disabled-2-years-ago-because-of-copd-how-can-she-find-health-benefits-asap.html</link>
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		<title>By: saraann24</title>
		<link>http://copdlungdisease.com/my-sister-age-57-was-disabled-2-years-ago-because-of-copd-how-can-she-find-health-benefits-asap.html/comment-page-1#comment-2595</link>
		<dc:creator>saraann24</dc:creator>
		<pubDate>Sun, 09 Aug 2009 21:38:50 +0000</pubDate>
		<guid isPermaLink="false">http://copdlungdisease.com/my-sister-age-57-was-disabled-2-years-ago-because-of-copd-how-can-she-find-health-benefits-asap.html#comment-2595</guid>
		<description>if shes disable, try medicade, go to your local family services and apply, they should help her out</description>
		<content:encoded><![CDATA[<p>if shes disable, try medicade, go to your local family services and apply, they should help her out</p>
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		<title>By: kate</title>
		<link>http://copdlungdisease.com/my-sister-age-57-was-disabled-2-years-ago-because-of-copd-how-can-she-find-health-benefits-asap.html/comment-page-1#comment-2596</link>
		<dc:creator>kate</dc:creator>
		<pubDate>Sun, 09 Aug 2009 21:38:50 +0000</pubDate>
		<guid isPermaLink="false">http://copdlungdisease.com/my-sister-age-57-was-disabled-2-years-ago-because-of-copd-how-can-she-find-health-benefits-asap.html#comment-2596</guid>
		<description>Very  few  insurance  companies  cover  anyone  with  existing  conditions .
And  legitimate  ones  that  do  will  be  over  a  $1000  a  month .
If   she  applied  for  Social Security Disability ,  she  will  get  Medicare  24  months  after  the  SSDI   starts .
Sorry  about  that ,  but   medical  care  reality  suckkkkkks .

&gt;</description>
		<content:encoded><![CDATA[<p>Very  few  insurance  companies  cover  anyone  with  existing  conditions .<br />
And  legitimate  ones  that  do  will  be  over  a  $1000  a  month .<br />
If   she  applied  for  Social Security Disability ,  she  will  get  Medicare  24  months  after  the  SSDI   starts .<br />
Sorry  about  that ,  but   medical  care  reality  suckkkkkks .</p>
<p>&gt;</p>
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		<title>By: michaelh7</title>
		<link>http://copdlungdisease.com/my-sister-age-57-was-disabled-2-years-ago-because-of-copd-how-can-she-find-health-benefits-asap.html/comment-page-1#comment-2597</link>
		<dc:creator>michaelh7</dc:creator>
		<pubDate>Sun, 09 Aug 2009 21:38:50 +0000</pubDate>
		<guid isPermaLink="false">http://copdlungdisease.com/my-sister-age-57-was-disabled-2-years-ago-because-of-copd-how-can-she-find-health-benefits-asap.html#comment-2597</guid>
		<description>If you are refering to COBRA benefits running out, she may now qualify for a portability policy. These are individual policies that require no medical underwriting, and her pre-existing conditions would be covered. Portability plans are very expensive. I suggest a high deductible plan such as an HSA, (Health Savings Account,) qualified plan. In Arizona such a plan would be $600-$800 a month, $5000 deductible, Blue Cross of AZ. You must apply in the state you reside.</description>
		<content:encoded><![CDATA[<p>If you are refering to COBRA benefits running out, she may now qualify for a portability policy. These are individual policies that require no medical underwriting, and her pre-existing conditions would be covered. Portability plans are very expensive. I suggest a high deductible plan such as an HSA, (Health Savings Account,) qualified plan. In Arizona such a plan would be $600-$800 a month, $5000 deductible, Blue Cross of AZ. You must apply in the state you reside.</p>
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		<title>By: mbrcatz17</title>
		<link>http://copdlungdisease.com/my-sister-age-57-was-disabled-2-years-ago-because-of-copd-how-can-she-find-health-benefits-asap.html/comment-page-1#comment-2598</link>
		<dc:creator>mbrcatz17</dc:creator>
		<pubDate>Sun, 09 Aug 2009 21:38:50 +0000</pubDate>
		<guid isPermaLink="false">http://copdlungdisease.com/my-sister-age-57-was-disabled-2-years-ago-because-of-copd-how-can-she-find-health-benefits-asap.html#comment-2598</guid>
		<description>Well, she&#039;s going to have to get them through Medicare - once you&#039;re on SSDI for 27 months, you&#039;re eligible for Medicare. 

That&#039;s going to be her only shot, unless your state has a high risk health pool - some do.  No private company is going to take her on.</description>
		<content:encoded><![CDATA[<p>Well, she&#8217;s going to have to get them through Medicare &#8211; once you&#8217;re on SSDI for 27 months, you&#8217;re eligible for Medicare. </p>
<p>That&#8217;s going to be her only shot, unless your state has a high risk health pool &#8211; some do.  No private company is going to take her on.</p>
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		<title>By: TEA</title>
		<link>http://copdlungdisease.com/my-sister-age-57-was-disabled-2-years-ago-because-of-copd-how-can-she-find-health-benefits-asap.html/comment-page-1#comment-2599</link>
		<dc:creator>TEA</dc:creator>
		<pubDate>Sun, 09 Aug 2009 21:38:50 +0000</pubDate>
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		<description>She could try her state&#039;s high risk pool if she cannot get any state funded insurance.</description>
		<content:encoded><![CDATA[<p>She could try her state&#8217;s high risk pool if she cannot get any state funded insurance.</p>
]]></content:encoded>
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